Business Description

The ThinkSmart Group is a leading provider in the UK of retail point-of-sale lease finance for high-volume small-ticket electronic and commercial equipment (such as tablets, laptops, desktop computers and televisions). The ThinkSmart Group has also recently launched a new product in conjunction with Carphone Warehouse to lease iPhone 7 and iPhone 7 Plus devices within the UK.

The Group provides both business-to-business and business-to-customer point-of-sale lease finance through its lease products. The use of technology is at the core of the ThinkSmart Group’s business, including the decision-making system, SmartCheck, which enables rapid credit decisions to be made at the point-of-sale.

The ThinkSmart Group was founded in Australia in 1996 and commenced operations in the UK in 2003. Following the sale of its Australian and New Zealand operations in early 2014, the ThinkSmart Group’s primary trading operation has been in the UK.